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Loans

Funds to fulfill your dreams

Whatever you need finance for, we offer a flexible range of loans to help you afford it.

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Personal Loan

The freedom to borrow and pay back slowly

Personal Loan is an all-purpose loan, offering you flexible repayment plans and the option to access additional funds after repayment over time. So whatever you’re financing, it’s easy to lean on us.

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  • Purpose of loan need not be disclosed
  • No tangible collateral required

Advance Facility

Short-term help with cashflow

Auto Loan or Asset Acquisition can help you make your dreams of purchasing a new vehicle or generator a reality, by offering you up to 90% of the cost of the asset.

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  • Sold by approved Ecobank vendors
  • Convenient repayment plans

Mortgage Loan

Help towards buying or renovating a new home

If you’re suddenly faced with unexpected financial needs, we can help. Advance Facility allows you to get fast access to up to 50% of your net monthly salary.

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  • Renews every 30 days for up to a year
  • Charges only apply on utilised amount
  • Available to Ecobank customers of at least three months
  • Ecobank Advantage/Premier Account required

Travel Loan

Easily manage your vacation expenses

Whether you're buying a new home, or renovating or refinancing the home you live in now, Mortgage Loan is the ideal way to finance it.

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  • Repay conveniently over up to 10 years
  • Available for completed buildings only

Salary Advance

Help to get you to payday

Travel Loan offers you a simpler way to manage your vacation expenses, and includes discounts on tickets prices and hotel accommodation.

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  • Convenient repayment plans

Cash Backed Loan

Access funds without breaking into savings

Providing instant access to funds for emergencies, Salary Advance is a 30-day overdraft facility, offering employees of approved organisations access to up to 40% of their net monthly salary.

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  • For short-term financial needs
  • Available to Ecobank customers of at least three months