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Visa Cards

The world within your reach

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Ecobank offers a range of Visa cards, including Electron, Classic and Gold – all of which give you access to over 24,000,000 Cashless Payment (POS) terminals and over 1,600,000 ATMs worldwide. Visa cards are available in at least 25 countries in our network and in those countries our cards carry the Visa logo as well.

If you’re looking for a convenient and safe way to carry cash, the Ecobank Visa Bank Card is the ideal choice. Recognised around the world, this Visa branded card lets you access money wherever you are. Plus, with a higher credit limit and other loyalty programs associated with Visa, you’ll get so much more than an ordinary credit card.

Benefits

  • Along with worldwide acceptance, with an Ecobank Visa Bank card, you’ll enjoy:
  • 24-hour customer service
  • 24-hour access to card-based transactions
  • Year end account summary
  • Monthly statements

Additional features

  • Pay for goods and services, withdraw cash at ATMs and enter banks wherever you see a Visa Electron sign.
  • Click here for all Visa locations worldwide
  • Available for private holders and corporate organisations, you can apply for a debit and the prepaid card online*
  • Access to US Dollar and local currency linked to your account, for use for transactions worldwide

*You’ll need an Ecobank account to qualify for the Ecobank Visa Debit Card.

Usage information

If you want to use the card abroad on a Cedi or Forex account, just ask Ecobank to activate your card (foreign account holders do not need to). Once approved, your card and PIN can be collected at your Ecobank branch with your identification.

To use your card to pay for goods and services, just present your card to the sales attendant who will swipe it through a Cashless Payment (POS) terminal. Remember to check the sales receipt is correct and sign and retain a copy of the receipt. When you withdraw money at an ATM you’ll need to input your PIN to perform your transaction.

Application requirements

To apply for an Ecobank Visa Card, you’ll need to be an account holder to receive a debit card, and you’ll need to make your funds available for loading if you’re a travel, gift or payroll card holder.


Apply for an Ecobank Visa Card

VISA Card FAQs

  • Once accepted, how long does it take to get a card?

    Cards will be ready within seven working days receipt of your application. You will be contacted by a Customer Care officer when it's ready for collection.

  • If you've been declined for a credit card before, will you be declined by Ecobank?

    Not necessarily. Ecobank considers all the information you provide on your application form and makes a decision based on that information. The bank also relies on other internal data for reference.

  • What happens if a Visa card gets lost or stolen?

    Talk to us immediately in branch. We will help you inform the Ecobank Visa Card centre, where a Customer Care Officer will temporarily block your account and arrange for a replacement. We also advise you to lodge a formal complaint with the police for your own protection. You must always keep a record of the Ecobank Card centrecustomer service phone number and the Ecobank Visa Card number in a safe place, separate from where you keep your Visa card. Note down the time and date of reporting, as well as the name of the customer service representative.

  • Where can a Visa card be used?

    You can use your card to make purchases at any Visa branded outlets worldwide that accept Visa. Click here for more information. You can also use your card to make withdrawals from Visa branded cash machines.

  • What is a Visa Online Debit Card?

    A Visa Online Debit Card gives you safe, convenient and instant access to your funds. You’ll be able to purchase items without cash or cheques and withdraw cash from ATMs.

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