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Classic Current Account

Straight-forward, everyday banking for everyone

Our Classic Current Account lets you manage your monthly income and bills. You can bank securely and conveniently online, and you’ll also have a Classic Debit Card, giving you 24-hour access to your money in over 1,200 branches across 36 countries.

Classic Debit Card
Internet Banking
Cheque services
SMS and e-Alerts
Monthly e-Statements
Free standing order

Available in both local and foreign currency


Classic Debit Card

Still carrying cash? It’s safer and easier to use a debit card for shopping and withdrawing cash. With the Classic Debit Card, you’ll not only have 24-hour access to your funds in over 1200 branches across 34 countries, but with more than 2700 ATMs and 10,000 Cashless Payment (POS) terminals across Africa, you’ll never be far from an easy way to pay. You can also use your debit card to pay online by typing in your details on e-shopping websites.

Eligibility Requirements

Please ensure you can answer YES to the following questions:

Personal / Joint Account

Resident

  • Completed account opening form
  • 1 mandate card [ PDF ]
  • A valid proof of Identity of each signatory (current Driver’s License/ National ID/ International passport/ Student ID card-for students)
  • Proof of address – utility bills for the 3 previous months/ site visitation report/ certificate of residence/ tenancy agreement
  • 2 passport photographs
  • Employer’s letter of introduction (for salary account)
  • Residence permit – if a foreigner
  • Answer questions on “Know Your Customer (KYC) document"

Non Resident

  • Completed account opening form
  • 1 mandate card [ PDF ]
  • A valid proof of Identity of each signatory (current driver’s license/ International passport) – duly notarised
  • Proof of address – Utility bills for the 3 previous months/ certificate of residence/ Tenancy agreement/ Credit card statement – duly notarised
  • 2 passport photographs
  • Employer’s letter of introduction / payslip/ tax clearance certificate/ bank statement – duly notarised
  • Answer questions on “Know Your Customer (KYC) document"

Country specific additionnal requirements

  • Proof of earnings (Senegal, Central African Rep.(CAR), Chad)
  • Tax Identification Certificate (The Gambia)
  • 2 References (Nigeria)
  • Alien ID in place of residence permit (Kenya)
  • 2 letters of introduction (Kenya)
  • PIN certificate (Kenya)
  • National Health Insurance Card as form of ID (Ghana)
  • Student “Supplementary form” or “Admission form” as a form of identification for students individual account (Ghana)
  • Thumb print of the authorized signatories of the accounts – Mandate Card (Tanzania)

NB: Non-Resident accounts may be subject to specific requirements in accordance with the regulations of each country. Our Customer Service officers are available for further clarification. Copies of documents should be notarized by foreign authority for non-residents.