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Advantage Current Account

Helping you and your family get ahead

Our Advantage Current Account is more than a current account. It offers all the day-to-day banking essentials you need, plus some convenient extras to benefit both you and your loved ones.

Advance Facility
Advantage Gold Card
Advantage services
Different ways to bank
Rapidtransfer on Internet Banking
e-Products

Available in both local and foreign currency


Advantage Gold Card

Still carrying cash? It’s safer and easier to use a credit card for shopping and withdrawing cash. With the Advantage Gold Card, you’ll not only have 24-hour access to your funds in over 1200 branches across 34 countries, but with more than 2700 ATMs and 10,000 Cashless Payment (POS) terminals across Africa, you’ll never be far from an easy way to pay. You can also use your credit card to pay online by typing in your details on e-shopping websites.

Advance Facility

With the Advance Facility you can draw on up to 50% of your salary. Along with financial freedom, you’ll enjoy, online banking and access to speedy personal loans.

  • Salary Advance Or Overdraft
  • Personal Loans

Advantage services

Our dedicated relationship managers and financial advisors are waiting to assist you with all these services:

  • Credit Card (on application)
  • Fixed term deposits
  • Personal Loans and Mortgages

  • Asset Acquisition services
  • Entry level Investment Funds
  • Comprehensive Insurance (at special concessionary rates)
  • Advantage Lounges
  • Fast-track in branch services
  • Loyalty schemes

Other services

Apply for this card

Eligibility Requirements

Please ensure you can answer YES to the following questions:

Personal / Joint Account

Resident

  • Completed account opening form
  • 1 mandate card [ PDF ]
  • A valid proof of Identity of each signatory (current Driver’s License/ National ID/ International passport/ Student ID card-for students)
  • Proof of address – utility bills for the 3 previous months/ site visitation report/ certificate of residence/ tenancy agreement
  • 2 passport photographs
  • Employer’s letter of introduction (for salary account)
  • Residence permit – if a foreigner
  • Answer questions on “Know Your Customer (KYC) document"

Non Resident

  • Completed account opening form
  • 1 mandate card [ PDF ]
  • A valid proof of Identity of each signatory (current driver’s license/ International passport) – duly notarised
  • Proof of address – Utility bills for the 3 previous months/ certificate of residence/ Tenancy agreement/ Credit card statement – duly notarised
  • 2 passport photographs
  • Employer’s letter of introduction / payslip/ tax clearance certificate/ bank statement – duly notarised
  • Answer questions on “Know Your Customer (KYC) document"

Country specific additionnal requirements

  • Proof of earnings (Senegal, Central African Rep.(CAR), Chad)
  • Tax Identification Certificate (The Gambia)
  • 2 References (Nigeria)
  • Alien ID in place of residence permit (Kenya)
  • 2 letters of introduction (Kenya)
  • PIN certificate (Kenya)
  • National Health Insurance Card as form of ID (Ghana)
  • Student “Supplementary form” or “Admission form” as a form of identification for students individual account (Ghana)
  • Thumb print of the authorized signatories of the accounts – Mandate Card (Tanzania)

NB: Non-Resident accounts may be subject to specific requirements in accordance with the regulations of each country. Our Customer Service officers are available for further clarification. Copies of documents should be notarized by foreign authority for non-residents.

Apply for this card