Our team members are here to help, get in touch

Live Chat Feedback

Fixed Income Fund

Invest with greater confidence

With Ecobank’s unique Pan African capabilities, this fund aims to optimise predictable, long-term investments in Africa’s economic growth, so that you can invest more confidently.

Having a presence in 36 countries, Ecobank offers the right mix of diversification, experience and specialist insight to generate more credible, predictable long- term returns, while also effectively managing risk. The fund also allows holders to subscribe to units on behalf of children under the age of 18, who can either take over the investment, or cash out after their 18th birthday.

  • Which type of investor is this fund suited to

    Investors with a long-term view and a low risk appetite, who:

    • Intend to achieve higher returns than are ordinarily obtainable
    • Desire capital preservation
    • Wish to reduce concentration of risk by diversifying their investments
    • Wish to benefit from attractive returns earned by the pooling together of funds to obtain better negotiating power due to scale
    • Are interested in the yields offered
    • Require liquidity and liability management
    • Do not want any exposure to equities

     

  • Investment strategy

    If you’re interested in fixed-term deposit placement or hybrid current accounts this could be the fund for you.

    • The fund invests mostly in discount bonds with high yields which reduces the impact of the market-to-market effect in the fund’s overall performance
    • The fund is run to seek out the best rate available in the market amongst other fixed Income securities
    • The aim of the Fund Manager is to obtain high yields and better terms for you
  • Fund type

    The Ecobank Fixed Income Fund invests in a portfolio of high-quality bond securities and money market instruments such as:


    • Federal Government Bonds, State Government Bonds, Corporate Bonds
    • Federal Government Treasury Bills
    • Bank Placements, Commercial Paper and Bankers Acceptance from CBN Approved banks and blue chip corporates
  • The benefits of this fund

    There are many benefits to choosing the Ecobank Fixed Income Fund including:

    • Predictability and effective risk reduction
    • The professionalism and transparency of our expert team
    • The size of the fund reduces transaction costs and obtains high returns
    • The diversified structure also optimises portfolio returns
    • Unit holdings in the fund could be used as collateral if necessary
    • The open-ended nature of the funds enables you buy and sell units at any business day, thus giving you liquidity
    • You subscribe to units on behalf of minors*
    • You can choose to make monthly or quarterly investments, or as regularly as you wish
    • The fund is convenient and flexible as your fund manager manages the day to day administrative functions
    • Investors are provided with easy and convenient payment channels
    • Unit holders receive regular information on the performance of the fund
    • The fund has a tax advantage as the returns on investment are not subject to Withholding Tax

     

Talk to an advisor today

* When they reach 18 they can either continue with the investment or redeem all or some of the units held in their name subject to the minimum permissible holding.

Login

Links