Trade Solutions

Ecobank Commercial Banking provides trade finance facilities (funded and/or unfunded) that meet your needs. So whatever your import, export or local trading/supply activities, you can lean on us to get ahead. Moreover our global presence and broad network of correspondents will always give you access to fast payment solutions when trading internationally.

Funded Products under Working Capital Finance

Solutions designed to boost your business’ working capital via:

1. Inventory and Distributor Finance: by making available to you, facilities to finance fast moving consumer finished goods.
2. Supplier / Receivable / Contract Finance: provide financing up to 70% to 80% of contract value or of the cost of executing the contract or Local Purchase Order (LPO) or of your accepted invoices.

Funded and Non-funded Trade Finance Products

These solutions are provided to accommodate all your imports needs through funded and non-funded products:

• Letter of Credit
• Bills/Invoice discounting
• Standby Letters of Credit
• Documentary Collections
• Avalized Bills
• Guarantees

Pre-Export Finance / Pre-Delivery Advances / Contract Pre-Payments Financing against Warehouse Receipts

These solutions ease your sales and/or export activities with local and foreign businesses (mostly producers/traders of good and commodities):

• Pre-Export Finance
• Pre-Delivery Advances
• Contract Pre-Payments Financing against Warehouse Receipts

Advancing Funds against Commodities already held under Collateral Management

We can support your business with funding, by using commodities as guarantee held under Collateral Management agreement between Ecobank, the Collateral Manager and Yourself.

Supply Chain & Receivable Finance / Factoring / Forfaiting without Recourse to Borrower

These solutions optimise your cash flow by allowing your business to lengthen payment terms to your suppliers while providing the option for your large suppliers to be paid early.

Post Shipment Finance under STCF

This solutions is meant to finance your export sales receivable after the date of shipment of goods to the date of realisation of exports proceeds. It can be provided to you against evidence of shipment of goods or supplies made to the importer.